Review of Creditinfo Georgia and the Georgian Economy – IRP Research


IRP was engaged to write a report covering the impact of Creditinfo Georgia on the Georgian economy and financial services industry.

Creditinfo Georgia has been an enabler of the Georgian economy over the last decade and will continue to provide a credit risk platform that will allow responsible credit providers in Georgia to prosper and consumers to access the credit they want to at interest rates that are appropriate to their circumstances.

Recent regulatory changes have improved the rights of the consumers and lenders and provide a stable environment, where there is transparency and consistency in the granting of credit to the consumer.

There is certainly more that can be done to improve the lending to small businesses and start-up enterprises, and the credit bureau should be supported in its efforts to get data and improve company scoring for the banks. This will have a further strengthening effect on the Georgian economy.

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